Tag: RBC

  • Canadians to Borrow and Spend More in 2021

    Canadians to Borrow and Spend More in 2021

    But debt-wise, they may be less vulnerable than they were pre-COVID Key Findings: Mortgage debt has surged, but lower rates and higher incomes have made debt servicing more manageable Canadians’ mix of debt is slightly less interest-rate sensitive than it was pre-COVID Household excess savings and real-estate asset values have both increased more than mortgage…

  • The Revival – Feb 2020: Problems need Solutions

    The Revival – Feb 2020: Problems need Solutions

    As many of my clients and colleagues know, I think it’s sloppy to believe we can “read” someone else’s mind (although many attempt this daily by assuming they know what is going on in another’s head.) In the same vein, I am also no fan of what I call “future thinking“; this is guessing what…